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Wholesaling real estate can be a great way to get into real estate investing without much cash. It is also very low-risk when done right. But contrary to what many real estate gurus say, you can't necessarily do it anywhere. It will work best where there are investors ready to take the properties from you. This generally means it works best in larger towns and cities.
To understand this, let's look at what wholesaling real estate means. As you might guess, it essentially is buying cheap to sell for a profit to another investor. This other investor is the one who will then retail the property to the final buyer.
Now, if you were to actually buy a house or other real estate and close on it, you would have transactions costs. There would be more transaction costs when you sell to the next investor. Then there would be more transaction costs when he sold the property to the final buyer. As you can imagine, these costs would mean that you have to buy really cheap to leave room for a profit for you and the next investor.
For example, suppose you find a seller who really wants to sell fast, and has a house worth $200,000. By the time you close, hold the property for some time, and sell, you might pay as much as $6,000 in various costs. The other investor may want to use a real estate broker to sell, so his costs might total $12,000 or more. If you wanted to make $5,000 for your efforts, and the other investor wanted to make $10,000, you would have to get the house for $167,000 (subtract all the costs and profit from the eventually sales price of $200,000).
Of course, you won't be able to close many deals like this. The seller can probably sell fast enough just by dropping the price to $185,000, so why sell to you for less? As you can imagine, this isn't how real estate wholesaling is typically done.
First of all, you won't typically close on a property. Instead, you will sell the contract to the next investor, and so avoid all the costs associated with your buying and selling the property. Secondly, wholesaling real estate works best with fixer-uppers. Sellers cannot easily sell these on there own without doing the necessary repairs, so they are willing to sell cheap to get rid of their problem. With these two things in mind, lets look at a more realistic example.
Example of Wholesaling Real Estate
Let's start at the beginning. You look at the market, do some research and decide that you may be able to wholesale properties where you are. You join the local real estate investor's club and get to know some people. In particular, you get the names and phone numbers of at least several investors who can make a decision quickly and want to buy fixer-uppers. You should also make a note as to the type of properties each is interested in plus how much profit they expect to make on a project.
Now you go out to look for properties. Eventually you find a motivated seller who is asking $190,000 for a dirty house with problems. You compare it to others in the area and determine that it will be worth about $235,000 when it is cleaned and fixed up. It needs about $15,000 worth of work. Other costs, including a low-cost real estate broker, will run about $15,000, based on a holding time of about four months before it is sold and closed.
You want to make $5,000 for your time, and your most likely investor wants around $20,000 profit in a deal. Subtracting these and the costs, you arrive at $180,000 ($235,000 - $15,000 - $15,000 - $5,000 - $20,000 = $180,000). This is the most you can offer. You start with an offer of $173,000 and eventually the seller agrees to $177,000.
In the contract, after your name as the buyer, you put the words "or assigns" or something similar (ask a real estate lawyer for the language that is used where you are). This gives you the right to assign the contract to another investor, who will take your place and actually close the deal. Explain to the seller that this is so you can bring a partner in to be sure that the deal closes (in other words, make this a good point rather than a problem).
You also put in the contract a financing contingency with specific terms. This could be something like "This offer subject to buyer obtaining a fixed-rate 30-year mortgage loan at 7.5% annual interest or less." Alternately, you can have a clause that requires the approval of your "partner" or some other way to cancel the contract if it won't work for you. You might also want to ask an attorney how to write a clause that makes your deposit "liquidated damages," meaning that is all the seller gets if you have to back out for any reason. With the proper clauses in the offer, all you risk is your time, and perhaps the $500 good faith deposit.
Now you call your investor who will take your place, complete the repairs and retail the property. For $7,000 you assign the contract to him (however, he may not be willing to pay until the deal closes). If all goes well, he might sell the renovated property for $240,000 and make a profit of $25,000. Good for him - the more he makes, the more likely it is that you can wholesale real estate to him in the future. Your $7,000 profit requires very little investment or risk, however, so you are happy with the result as well.
Wholesaling real estate is about speed as much as anything. You may have only a few days or a week to find an investor once you have a signed contract, and the investor needs a property that sells fast to avoid holding costs. To make this work, then, you'll want a list of investors ready before you start looking for properties. You should also focus on the houses that are selling fastest - probably those that are near the median price for the area.
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Consider that although different in tone and hue from electric summer bloomers, there are plants that will bring great color accents to your winter garden.
Witch Hazel is a shrub that has a late autumn to winter bloom. Yellow, gold, orange or red flowers arrive in the winter months. These flowers look like mini firecrackers .What a way to bring in the festive season!
The Dogwood Arctic Fire is a new species. This smaller dogwood shrub is great for smaller gardens and residential landscapes. The long, bold red stems of this dwarf plant make for a wonderful show in the wintertime and the stems are stunning in seasonal arrangements and wreaths.
The Burning Bush is another one with great scarlet red color. The deep dark red leaves almost glow and the corky wings on the twigs hold winter snow, creating a beautiful outline of the branch's structure.
Japanese pieris is an evergreen shrub that produces lily -of-the-valley like flowers. Bunches of the flowers hang in clusters, like bells ringing in the festive season. The flowers bloom red, white or pink and look gorgeous against the shrub's bright green leaves.
Heathers are great sturdy shrubs. Heathers bloom in white, pink, purple and deep reds and offer myriad choices for stellar color combinations.
Winter jasmine is a rambling, trainable shrub that blooms lovely yellow jasmine blossoms in late autumn through winter.
Speaking of trainable plants, consider creating a unique winter space with hard scape design elements. Rustically designed arbors, gazebos and stone walls add an alluring design element to any winter landscape. You can then train your jasmine or other trainable shrubs to weave around them. This will add an interesting dynamic in terms of color and height variance. Tall, ornamental grasses also work well to soften up and blend your design elements.
Remember that in order to create the perfect winter garden you should start putting your dream into action in the spring and summer months. With some foresight, the right combination of winter plants and a few design elements, everyone will want to walk through your winter wonderland!
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But before you become a real estate investor, there are terms and strategies that you need to be familiar of. There are two main types of properties available in the market, residential and business.
Residential properties can either be single family or multi-family type. Multi-family units are like condominiums or town houses. Single-family units are independent and have an own backyard.
Business real estate properties can be office buildings or manufacturing sites. Visibly, the main differences between residential and business real estate properties are the finances involved and as well as the rules and guidelines in obtaining the property.
Investing in a residential property is the simpler choice. Before you decide on your first residential property, it is important to conduct a research on the following areas:
a) Market value Research for comparative rates of neighboring properties is important, as this will give you a lead on how much the property is worth.
b) Location Proximity to schools, supermarkets or train stations are some of the considerations that potential buyers look into.
c) Neighborhood Safety and the type of neighborhood are also critical in every investment.
There are three main residential investment types. First is to buy a property, live in the property and do some fixes along the way. You can then sell the property once the market is ripe.
Second type is what is called “flipping propertiesâ€. This type is a good way to maximize the profits of your investment. Flipping properties involves finding a property that is under priced at the current market rate. Examples are the abandoned houses or neglected homes that are sold at usually lower price. Once you get the paper work done, you can start doing the renovations and after that re-sell to the market at a much higher price. In some cases, the buyers hold on the property for only several months and after that sell back to the market. This is an easier way to get a faster return of investment but you should be careful also in choosing the property. Depending on your budget, choose the property that needs only light fixes and not major renovations that will incur even higher costs than buying other market value properties.
The third type of residential investment is rental properties. This means you will be a landlord renting out houses or rooms to the tenants. This is also a good form of investment but do note that as the property owner, you need to take care of the maintenance costs of the property.
If you think there is much work that needs to be done in finding the right property, you can always hire real estate agents to help you. Just make sure you communicate your requirements well and your considerations to the agent.
Most importantly at the end of the deal, make sure you have the title or deeds and other necessary documentations involved in the property.
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There are many types of courses available to learn real estate investment. There are home study courses, online courses and books that you can purchase to study real estate investment. The choices can be very overwhelming so it is very important for you to know how to choose the right course for you.
Try searching in the Internet and you can easily find hundreds of courses and e-books. Most will talk about why it is good for you, why it's the best form of investment available. But they are not really teaching you the strategies.
Here is the list of the important points that you should learn in the course and these can guide you in choosing the right course.
1) Understand the "flipping property" process. This system is one of the most recommended techniques in real estate investment. This involves buying an under-priced property, doing some fixes and sell at market value within a short period of time. Sounds easy but there are a lot more to learn on this system. You need to understand how to choose the property, what to do with it, when to sell, etc.
2) There are many vacant and abandoned houses which you can make profit. But you need to know how to find the owners and how to search for such houses.
3) You also need to learn how to determine the value of the property. You need to assess the cost involved in the renovation or repairs. Some investors employ the help of professional agents to help them calculate the value of the property. This can be costly so it will be better if you yourself know how to assess a property.
4) Another important thing you need to learn is how to sell to potential buyers. There are strategies on how to make your presentation appealing to the buyers. For example, Investors and insurance agents invest some amount of their earnings on training courses on how to improve the marketing and presentation to influence more buyers. How you present your offer is very important in closing a deal.
5) Next, you have to learn what you need to put on your sales page. Do you know that investors pay thousands of dollars to copywriters just to create one powerful sales pitch? This is because the sales page is the backbone of your business. This will help you gain a list of potential buyers.
6) You also need to learn how to determine the purchase price of a property.
It will also be better if the course is available in CD's so that you can repeat the lessons as many times you want.
Make sure that the course that you will choose can at least answer the questions listed above. There are online courses offering question and answer sessions. This is good as you can have a more interactive learning.
Enjoy the learning process and make sure to put it into use.
The process of investing in out-of-state real estate is not any different than investing in real estate in your own community. You have two choices. You can do it on your own or you can work with a professional and reputable real estate company.
To an extent, investing in out-of-state properties has developed a negative stigma because investors have had bad experiences. Sometimes the problems arise because an investor "jumped" into a situation based on poor information provided by a friend, family member or business associate. Other times a bad situation is created by individuals or companies who are promoting themselves as "experts" in out-of-state real estate investing. Frankly, many out-of-state real estate companies don't have any idea what they are recommending, have never been to the area they are recommending you invest in, and don't care what you buy. They are simply looking for a way to get a pay check.
Before you invest, ask these questions:
1) Are they licensed and do they carry the proper insurance?
2) Is working with investors to purchase out-of-state properties the only focus of their business or is it something they do part time?
3) If they are a mortgage company, do they only recommend that you invest in areas/states where they are licensed to write loans? If so, what does that tell you?
4) What type of research do they conduct? Do they travel to every location they recommend? What demographic studies have they done? What reports have they read? Do they subscribe to any real estate investment newsletters they could recommend you read?
5) What services to they provide? Do they provide referrals for brokers, property managers and mortgage companies? Do they provide an escrow coordinator throughout the escrow process?
6) Are they recommending you become a speculator or an investor? (Speculator: get rich quick, big promises, take a chance. Investor: long term, buy & hold to create wealth)
7) What areas are they recommending you invest in? We can't stress this enough. Are they doing what is easiest for them or best for you? Ask them for verification for everything you're told (rental comps, sales comps, cash flow analysis, current appreciation rates - not last year's appreciation rates, projections and demographics).
8) What types of properties are they recommending you buy? Are they matching your goals, tolerance level and financial abilities with properties that will help you achieve your goals? Or are they just selling you anything so they can make money? DO YOUR DUE DILIGENCE!
9) How long have they been in business of out-of-state real estate investing?
10) How many rental properties do they own and where?
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Before you can buy the house of your dreams, there's one very important document that you need to make and submit to a home seller. It is the offer to purchase real estate or purchase offer which usually serves as the sales contract between the buyer and the seller. Without this and the signature of both parties involved, the transaction cannot be considered legal.
A standard purchase offer form may be used in all states in the U.S. However, you can always make your own offer containing the special conditions appropriate to your needs. You just need to include all the required details to push through with the deal. It is truly essential that you fully understand the contents of a purchase offer before filling it out and submitting it to the home seller.
In making your offer to purchase the property, be sure to consider several vital factors like your financial capability, the condition of the home you want to buy and the prevailing market status. Your financial resources play an important role in determining how much down payment you can provide, what type of financing you will use and your ability to shoulder the closing costs.
Below are some of the basic information that you need to provide in a real estate purchase offer form.
Full names of the buyer and the seller. Of course, this has to be identified to make the agreement enforceable.
Address and legal description of the property. The price you are willing to pay for the house.
Terms of payment and the down payment amount. This specifies how you will finance the purchase of the property if it's through a mortgage loan or other options. It would also benefit the seller if you provide information as to your pre-approval or pre-qualification for a real estate mortgage loan. The amount and form of your earnest money deposit. This serves as a proof that you are serious in purchasing the property. It can either in be in the form of a check payable to a third party who is responsible for placing the amount in a trust account until the completion of the sale. The deposit can be credited in full towards the purchase price.
Expected date of transferring title and possession of the property.
Responsibilities of the seller in terms of a clear title transfer and deed type.
Information as to which personal properties are included in the sale. Time frame for acceptance of your offer. This stipulates the amount of time you are giving the seller to accept your purchase offer after which it will expire.
Provisions for a final home inspection before closing. Requirements that may be specific to your state or location are also included in the form. Special clauses or what are known as contingencies that need to be met to close the transaction are written above the signature block. These serve as protection for the buyer should problems arise along the way. Some of these contingencies include terms on who will pay the closing costs, the date the owner of the property should move out, the date of transferring title and possession, financing terms as well as home inspection.
As always, never fail to do your research to be able to achieve a smooth and successful transaction process.
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Choosing a Lender
Choosing a lender is a very important part of the process of re-financing a home. Understanding the different re-financing options and knowing how each of these options work is very important but none of this matters at all if the homeowner is unable to find a lender who is willing to offer them the rates and terms they are seeking. Choosing a lender can be a long and difficult process but there are some ways to make it easier. One simple way to make it easier is to ask for advice from friends or family members who recently re-financed. Additionally, homeowners can do their own research to determine which lenders are able to offer them the best rate. Finally the homeowner should determine whether or not the finances should be the governing factor in choosing a lender. Surprisingly enough, in most cases it is not.
Ask for Advice from Friends and Family Members
Friends and family members who recently refinanced can be a homeowner’s most valuable resource in the process of selecting a lender. These friends and family members are so valuable because they will most likely be willing to offer you a quite candid opinion of the lender they used. This opinion may be either positive or negative but in either case it is useful to the homeowner. If the opinion is negative the homeowner can remove this lender from their list of lenders to consider. Conversely if the lender comes highly recommended, the homeowner may consider this lender more carefully.
Comparison Shop
Homeowners who want to know which lender is offering them the best interest rate and financial terms should do a great deal of comparison shopping. The homeowner may even consider requesting quotes from each and every lender. This should make it perfectly clear which lenders are willing to offer the homeowner more favorable rates. When comparing these quotes all of the factors should be considered to ensure the quotes are being compared fairly. For example each quote should be broken down to determine the monthly savings, total savings, etc. All of this statistical data will make it much easier for the homeowner to make a wise decision when the time comes.
Consider More than Finances
Finally, while interest rates, loan terms and other financial matters are all certainly important none of these are more important than being treated fairly by the lender. For this reason, the homeowner should carefully consider all of their lenders and should determine whether or not they feel as though the lender is responsive to his needs. For example, a lender who does not return calls in a timely fashion or answer questions truthfully and accurately may not be the ideal lender for a homeowner even if he is the lender who is offering the most favorable rates.
Additionally, homeowners should trust their instincts regarding their trust in the lender. Some lenders simply do not appear to know what they are talking about. Homeowners might be inclined to avoid these individuals because they may end up doing more harm than good during the re-financing process. Conversely some homeowners may be immediately impressed by the honesty and intelligence of another lender. In most cases, the homeowner would likely choose the second lender as long as the rates offered by each lender were comparable.
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The process of valuation of any asset class (including real estate) is one of the most debatable concepts in finance. Sure, valuation is certainly a subjective assessment of different factors, but it must reflect a true and fair value of an asset and not a figure presented in the sole interest of the builder or seller.
Valuation of property impacts all players in the real estate market viz. developers, buyers and sellers, financiers and investors, lending agencies and project appraisers, regulators and tax collectors. In the developed markets, Real Estate Pricing and Valuation is organized on the basis of intellectual contribution to the appraiser decision making and valuation accuracy, application of non-traditional appraisal techniques such as regression and the minimum-variance grid method, appraising contaminated property, ad valorem tax assessment, and new perspectives on traditional appraisal methods.
Though Indian real estate is not as mature yet, developers are adapting to the process of valuation lately. In the process, valuations have gone up dramatically and they are unsustainable. Real estate valuation practices in India have resulted in overvalued properties in many sub sectors like apartments, bungalows and commercial centers and have fueled the appetite of speculators.
Many investors may find themselves trapped in illiquid sectors where either the value of their investment has eroded in real terms or where returns have remained low when taking into account the opportunity cost of holding such investments. Prices are already going down in many regions and there is still more room for correction. For the longer term, things looks pretty good and people who did record constructions last year are talking about constructing more in the next year. Currently, these targets are difficult to accomplish as execution would be a big problem and this will impact their stock prices.
Though lot of money is available as equity, debt comprises 60-70% and property developers are stretching themselves with too many projects at the same time. Larger companies are still well positioned financially, but valuation remains a critical issue. And as India lacks an organized supervisory body for property valuers, we wish to provide some helpful tips in our upcoming issues in order for small investors to make a wise investment decision when considering a valued property.
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If you are about to purchase a new car and are considering your options when it comes to your old one, I may have an original solution for you which you probably haven’t thought of. Rather than going through the trouble of selling your car, would you consider donating it? Obviously, if you need the money and are counting on the proceeds from your old car for a specific purpose, this is probably not the best time for you to donate. But what if you simply need to get rid of your car and don’t mind doing something good with the money it brings in. In this case you can become a Car Angel.
And by choosing to become a Car Angel you are not only helping others and doing a great thing, but you will also find it is easier than selling the car yourself. The reason for this is the great service provided by carangel.com. They accept Car Donations nationwide and handle all the aspects of selling the cars and using the proceeds for various charities they support. These include causes helping single mothers, orphans, homeless, teen and adult rehab, as well as prison reform. They can even have the car picked up from your locations and will provide you with the proper IRS tax deduction forms.
At carangel.com you can read the whole system of applying for car donation. Donate a car because you know that the car is going to be used for a good cause & help people around the world. Additionally, you can own & view the Free Children’s DVD’s without having to apply through a church or pre-school.
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Dubai is among the leading choices for people who wish to invest in foreign Real Estate. The most progressive of the 7 parts that make the United Arab Emirates offers excellent investment opportunities. The UAE is only 6 hours flight time away from Germany. A short trip and you are in a land of sun and progress. Dubai is a place with an economic growth rate of 6-8%, a 50% budget surplus, excellent architecture, modern infrastructure, and a booming Real Estate and construction industry. No other place in the world has the sort of Real Estate market similar to Dubai.
A lot of the property is still in the form of plans on paper but already the sale and purchase of these properties is good business. There are numerous properties that have already seen many owners despite the fact that construction has not even started. People are making money from property in Dubai that is just land with nothing on it.
Because of factors like these Dubai has become the best place for investing in foreign Real Estate. You just have to take a look at the Dubai skyline and realize why so many people are excited about property there. It is a remarkable sight to behold in the middle of the desert. Dubai offers some of the highest standards of living when compared to any other part of the world and this only spurs on the Real Estate market growth.
Dubai is a place that is also centrally located in the Middle East making it a convenient location for business meetings among surrounding countries. Because of the great business infrastructure it has also gained a good corporate presence that has lead to excellent employment opportunities. This results in an even stronger economy because of the companies and jobs.
Dubai is among the fastest growing places in the world. There are many skyscrapers that are scheduled to open over the next 4 years. Because of the highest construction rate in the world and the growing economy there are many people that are increasingly looking to Dubai as their preferred location for foreign Real Estate investment. Despite the fact that it has so much going for it you should remember that the Dubai market is quite young. It is only as far as back 2002 that foreigners were allowed to own freehold property in Dubai. Before which only citizens could own property in Dubai, everyone else had to stay on rent.
Even today ownership is allowed only in the freehold areas. Everywhere else you can only get a 99-year leasehold that is the closest you can come to ownership. The good news is that because of the excellent response to freehold property ownership in Dubai other emirates like Sharjah, Ras Al Khaimah, and Ajman are also allowing foreigners to own Real Estate. Anyone who buys property anywhere in the United Arab Emirates is automatically granted a residence permit too. Note that a residence does not entitle anyone to work in the UAE.
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Lately, there has been an increase in the number of people acquiring residential investment properties. If managed properly, they can provide you with a steady source of income for a number of years, or until you decide to sell.
Residential properties are different from commercials ones in that someone is making a home there. You become the legal landlord, and, therefore, responsible for the upkeep of the property. In addition to keeping the location livable, you must be ready to take care of problems as they arrive.
This may seem daunting for some, but there are reasonable solutions to such common problems. Unless you are a professional do-it-yourself wiz, your best bet is to hire a management company to maintain and repair the property when problems arise.
This may seem like a hassle at first, but you have to consider the results of keeping a rental home in good repair. No one wants to live in a run down dump. If you don't maintain the building, then no one will want to rent. For you, that means no revenues from your investment to pay for the mortgage due every month no matter what. Additionally, you want to keep the property in good repair because when you decide to sell it, you want it to have appreciated.
When you decide that you are going to assume ownership and care of a residential investment property, be prepared to commit yourself 100%. It takes time and sometimes your personal money to keep the property generating revenue. The money that the rental makes should pay for its maintenance at the very least. Ideally, it will also return a profit.
You can expect two types of revenue from your investment: yield and capital gain. The yield is what you can expect from rent annually. The capital gain is the appreciation value once you've resold the property. Keep in mind that high yields usually generate low capital gain and high capital gain generates a low yield. For your investment to be the most profitable, you should try to balance these two revenues.
Committing to the responsibilities of a rental is the first step towards getting that lucrative real estate site. The next major step is getting financed. Most people looking to invest in a rental property don't have the ready cash for a down payment. There are a multitude of means you can pursue to get financing.
Residential financing is different from commercial financing because of the nature of the business. The profit is not expected to be in the hundred thousands or millions and the mortgage terms are usually long term. This creates diversity in the market, allowing you to have greater control over payment options, interest options and term length options. Additionally, if you own a home, you can secure a home equity loan to cover your down payment. As a residential investor, you have the potential to turn a nice profit. Your success depends on how much time and effort you are willing to commit to the project as well as how you secure your finances. If you manage these things correctly, the likelihood of your success improves.
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Buying foreclosed property is one thing. Selling that same property is another thing altogether. Here are some tips that will help you turn that investment into cash.
Tip 1. Deal with small repairs. If a door hinge squeaks, lubricate it. Paint the walls and trim an attractive color. Replace vent covers if needed. Replace any torn screens or cracked windows. Make sure all bulbs are replaced and working in lighting fixtures. A bright presentation is cheerier and more inviting.
Tip 2. Do a thorough cleaning of the home. Check drapes; if they need cleaned, have them cleaned. If their condition is beyond cleaning, remove the them. Purchase inexpensive, but attractive blinds and put them up. Clean all carpets. Clean and buff hardwood and tile floors. Scrub any pet stains and use odor removers; call a professional for this task, if necessary. Brush out any trash and crumbs left in the cabinets. Make it shine. Make it smell good. A clean home will sell faster than one that isn't clean.
Tip 3. Make small improvements that will increase the value of your investment. Know which ones will bring the most value for the dollar. Kitchen improvements usually prove to be a good place to start. As an example, a good garbage disposal costs less than $150, but could increase the sales value of the home by several hundred dollars or more. Simple landscaping elements such as having pots of flowers decorating the front of the house or placing redwood mulch around trees or bushes make the outside look inviting and the house homier.
Tip 4. Plan ahead for when you want to sell. Spring and summer are usually the best time of the year for selling a home. Buyers want to be able to move during warm weather months and be in a home before the starting of the school year. Give them the opportunity to be settled in before summer's over.
Tip 5. Use incentives. Provide a home inspection as a part of the buyers package. Include appliances and air conditioners in the selling price. Use the offer of paying closing costs as a nudge for the buyer.
People still want the American dream, their own home. They also want to be treated well when making such an important purchase. Making your investment property look and smell like a home instead of just a house will bring you dividends when it's time to sell. Treating people with courtesy and respect will win you friends as well as buyers.
In all my searches for information on real estate investing, I have not found many articles about what it really takes to become a "real estate investor." There are lots of ads, and lots of people who want you to attend their classes while taking large chunks of your money, and then of course the personal mentoring, which takes even more of your money. Now that we have jumped into the field, I want to share our observations and lessons learned. It's important to do your homework: research all the different avenues of education, decide how much money you have to invest (yes, you do need to have some cash, despite what all those "teachers" say), decide how much risk you can tolerate, because investing in real estate is not like purchasing $1000 in stock. You are purchasing a high-ticket asset, with value anywhere from tens of thousands to upwards of millions of dollars. And last but not least, you must be prepared to work hard and be persistent. It is not a part-time gig, no matter what those multi-gazillionaires claim. Following are four basic requirements that you will need in order to be successful.
You must have a desire for learning and continuing education, in whatever form it may take.
It is extremely important to take classes, attend seminars and read, read, read! Lots of people have followed teachers like Robert Kiyosaki, Donald Trump and Carleton Sheets. They all have powerful information to offer. But remember: giving us this "education" is their business. They are making money doing those seminars and boot camps, and making tons of it. You need to know that there are several different methods to make money in real estate (wholesaling, retailing, rehabbing, buying/selling contracts, renting, property management, commercial, etc.) Remember, each teacher has a different angle and each made their money in different manner. You need to decide which avenue is the most comfortable for you and go from there.
The Learning Annex provides good exposure to several different methods of making money in real estate and you can pick and choose whose methods you would like to learn more about. It is much easier to get into the business by focusing and learning one method at a time, and then move on to other avenues if you wish. You will only get overwhelmed trying to do everything at once.
It is also important to look at different types of education, including college courses and the internet. The single best tip you can follow is to join your local Real Estate Investment Club.This is a low cost way to start your education and also build contacts, which is extremely important in this business.
You need to have some cash to start.
Part of the hype from teachers of real estate investing is saying you can get into this business with "zero money down" or no money out of your pocket. The truth is, you really do need to have some cash in order to begin investing. Not only will you need some kind of down payment (anywhere from $500 to $5000), you will also need seed money for starting up your business. Remember, the days of 100 percent financing of properties is gone. You most certainly will need to come up with a down payment for your first investment property. Additionally, you'll need money for starting your business. You might need to purchase equipment - both for your office and to do rehabbing. You will need professional consultants, an accountant and a lawyer. If you have left your J-O-B to pursue this business full time, you will need to replace your income until you get another income coming in. And don't forget the cost of the education, classes seminars etc.
You need to have a comfortable tolerance for the "risk" you are taking on in this investment.
Buying and selling real estate is a risk - make no mistake, and it is a very LARGE risk at that. Part of the problem with the real estate market today is because [mostly novice] "real estate investors" rushed to cash in on rapidly escalating prices of real estate. Econ 101 - supply and demand. They bought recklessly, not intelligently, and now find themselves stuck with properties (whose values are resetting just as quickly) that they can't unload. You must be aware at all times that any purchase you make, you must be prepared to hold if necessary. This is investing 101. Pay attention to the market.
You must work hard and persevere.
When it is all said and done, real estate investing is work. If you are coming from the corporate world where the work day is very structured and organized, working for yourself as an investor may come as a culture shock. Again, real estate investment teachers will tout "work for yourself" and "work your own hours." They give the impression that you can come and go as you choose and work when you want. While this is partly true, you must also possess the self-discipline to sit down and perform the work you need to do in order to accomplish your investment goals. It is not as easy as it sounds. There is lots of research, the attention to business details such as book-keeping and stocking your office, searching for, then working the deal, completing the details of the deal (contracts, lawyers, titles, etc.) and then of course rehabbing the property, (or hiring and supervising rehabbers) if you intend to keep it.
Just as Murphy's Law states, you will inevitably encounter road blocks along the way, some minor and some major. It is important not to give up or allow set backs to derail your progress.
The investing mantra is "Buy low. Sell high." Current market conditions make it one of the best times ever to invest in real estate. Just remember, nothing is as free or easy as some "teachers" would like you to believe, all while they take your money to the bank. Just do your homework, choose intelligently and spend your money wisely. Learning Real Estate Investing can be overwhelming, but it is worth all your efforts.
There are many reasons to get that Faxless Payday Loans…what is your reason? Sometimes you think that you have your finances in order but something happens and comes up which means you may just be a little short with your month bills. It happens to those people who have No Fax Payday Loans
A payday loans is a temporary short term solution to your financial problems. Perhaps you have an unexpected medical bill and you have to pay it off which then leaves you short for you’re other home bills. This way you can pay off both when they are due and when you get your pay check you can pay off your payday loan. Check out the site paydayloanquotes.com where you can get your quotes. This site is very user friendly and easy to navigate through so you should have no problem finding all the information that you need to know.
Today's consumer is getting smarter, and more sensitive. As the trend toward greener buildings continues to grow, how can you as a home seller increase the green value of your home? There are many inexpensive easy ways that you can move towards creating a greener home environment.
Electricity - This is especially beneficial when potential buyers ask about the utility costs. Shut down and unplug appliances that you aren't using. Turn off the lights when you leave a room. Look for energy efficient appliances when you're upgrading.
And while we're thinking about energy efficiency - Be sure to seal any cracks and drafts. This will help to lower your heating costs. If you have the money, look into thermal paned windows. They aren't cheap, but they are a selling feature.
CFLs - That's compact fluorescent light bulbs. They last longer, cost less to run and come in a variety of colors and brightnesses. Just remember to recycle them properly at the end of their life span as they do contain substances that shouldn't get into the environment.
Programmable thermostats will keep your home warm and cozy when you're home and cooler at night or during the day when your out. Your days of forgetting to turn down the heat before you leave the house are over!
And when the heat outside is necessitating cool inside, consider installing ceiling fans. These will circulate the cool air reducing the need for air conditioning at a fraction of the price.
Keeping it cool in the laundry room can also save you money - washing your loads in cold water instead of hot will lower your energy bills and keep your clothes looking newer longer. Hanging things to dry will only add to your savings.
And while we're on the subject of cleaning, let's talk about cleaners: in case you hadn't noticed the warning labels let me spell it out for you: T-O-X-I-C. Not just for you, but for your children, your pets, and the earth. Plus certain chemicals can irritate health problems including asthma and other respiratory issues. Switching to a friendlier product can make visitors more comfortable in your home.
Speaking of visitors - how about the birds and the bees? What kind of chemical stew are you spreading on your lawn, and how can you minimize it to create a healthy yard for your family with less potential harm to our water supply? Look into native vegetation that require less fertilization and plants that attract bird and beneficial bugs to your landscape. Not only will this decrease your risk, good landscaping can increase the value of your house by up to 15%.
A compost - If you have property, a compost is a great way to take care of those kitchen scraps and yard waste. A well taken care of compost (well taken care of being key - buyers do not want to see a stinky mess!) not only produces nutrient rich soil for the garden; it's an easy way to do your part.
So there you have it - some easy ways that you and your family can enjoy a greener home, and increase the green value of your property. Today's consumer is looking for convenience and a conscientious product; by making a few minor changes you can supply them with both.
Buying your own home & becomes homeowners of that is looks like very relaxable is probably one of the most important purchase you will have to make. It can also be a very expensive nightmare if you don't go about it the right way! Doing your research and knowing exactly how much you can afford to borrow is essential and finding mortgage brokers that are reputable is also essential. It seems that some mortgage brokers don't consider the importance of still being able to eat as well as making your mortgage payments! Many are out there just to line their pockets without considering the fact that a lot of people may not be able to afford a mortgage.
Instead of prowling on couples who aren't looking for mortgages or who have a set amount that they cannot go over, mortgage brokers should use a little mortgage intelligence and use the resources of a reputable marketing company like Red Clay Media. Not only can they supply clients with a direct marketing mailing list focused on what they are looking for, but they can provide mortgage leads of people who have expressed interest in wanting mortgage information.
If this kind of information is readily available to mortgage brokers, would it not make sense for them to utilize this service instead of taking advantage of unsuspecting victims.
I have many blogger friends who are still single even though they may be in their thirties. Why is this so? Could it be due to their long hours sitting in front of their computer all day long and not going out to make new friends? But i heard that many people who dont have the time to go out to meet new friends do have more online friends. There are now many online Chat and free dating sites i’m sure that’s where all my bloggers friends go to make new friends.
Websites like Friendstation even provides free live chat for their members and they even have live Phone Chat for members to talk with people live all over the United States for free. Too bad i dont live in the United States, i cant use this exclusive service….. but i can always chat at their online chat rooms.
Like bullish Asian economies, the realty markets in Asia are among the strongest in the world. Asia Pacific is the strongest growth region worldwide. Even with the US reversing its interest rate policy the price of property has remained inflated. The US real estate market has cooled off recently with definite signs of stress such as high inventories of new property, sub-prime issues and falling prices. With the housing market issues unfolding, soaring oil prices, inflation, serious credit crunch, tumbling stock markets, weakening dollar, Middle-East crisis getting out of control, etc. - many fear that the US is approaching a recession!
The Bear market in US is also affecting many emerging property markets in Asia to some extent, if not spreading like wildfire. For example, it has already affected Hong Kong, where the property market is intertwined with US because of it's currency's peg to the U.S. dollar. Hong Kong has seen many transformations over the years, with growth at above 20% in 2005 replaced by negative growth now. The prime lending rate used for most mortgages in Hong Kong is rising.
As per reports, property in many markets is 50% overvalued on many valuation yardsticks. What remains to be seen is whether real estate prices will now stagnate for a period to achieve an adjustment to rising incomes, or whether a more dramatic price correction or slump will ensue.
Market watchers suggest that most Asian countries may be spared any significant reaction to the U.S. downturn thanks to the region's strong economies. Countries like China are still posting growth, and the average Asian growth rate of 8% this year is well above the worldwide average of 5%. Nevertheless, if the global flow of capital into real estate continues to falter then this is bound to impact on many Asian property markets, but for the moment these buyers are still very much in evidence and one of the major factors supporting the current boom.
Asian economies are forecast to slow down next year, with a similar drop in the global growth to slightly more than 4%. Even China's robust 10.4% growth this year is expected to be a peak, with growth slowing to slightly less than 9% next year. Most of it will be due to the slowdown in the U.S. economy and the resulting drop in Chinese exports.
Property investors are watching China's real estate market to see how it responds to cooling measures introduced during past years. In a bid to make property more affordable for middle-class Chinese buyers, the government has attempted to shift developers' focus away from luxury properties. More than 80% Chinese are not part of its economic growth and prosperity! The figures are also NOT encouraging in India, only the existing rich middle-class and upper-class are reaping benefits, pushing millions of common Indians into desperation.
Big investors have not been fazed. Chinese government has attempted similar crackdowns in the past and, if history is any indication, the market is unlikely to change. The prospects are best in Beijing, and not just because of the effect of the 2008 Olympic Games. Shanghai, in contrast, suffered last year and this year the city's property prices dropped by 1.1%, while the country showed an average gain of 5.5%. Shanghai has China's largest share of overseas property owners, the most speculators and a oversupply of housing.
Still, high-end property is expected to offer the best chance for gains both in mainland China and in Hong Kong, where luxury properties bucked a downward trend this year. As per a Knight Frank survey of 32 housing markets around the world, Hong Kong housing prices dropped 2.6% in 2006. But government statistics suggest that prices for luxury residences on Hong Kong island were stable toward the end of the year, at around 10,000 Hong Kong dollars per square foot. That is a 7% increase over the same period a year ago.
As per Colliers International, prices for luxury properties will gain another 7% in Hong Kong over the next 12 months, driven partly by demand from big financial institutions, which are hiring more highly paid workers and expanding their housing allowances. Japan has also seen a divergence between luxury property and the rest of the market. Last year, housing prices rose in Japan's major cities of Tokyo, Osaka and Nagoya for the first time in 16 years.
But the trend did not carry over nationally, with Japanese residential prices down 2.3% on average. That is because the country's economic recovery is only really having an impact in the major cities, a situation that is not likely to change, as per property analysts.
With the present situation, it is going to impact on land prices, urban locations may benefit and not rural areas in the short to medium term. In some prime residential locations in Tokyo, prices are already up some 20%.
Real Estate Developers in rest of Asia are keen to expand the market for villas and holiday properties into new locations. For example, several developers are starting to promote projects in Vietnam, despite that country's fuzzy property laws and a market that ranked dead last for real estate transparency as per market reports.
One cannot own land in Vietnam and foreigners are limited to 50 year leases. With Vietnam's first property legislation, it is getting easier to own property for development and codifying other areas of the law. The changing shape of the regulatory picture has not stopped country's first few villa projects. Vietnam is likely to continue to attract aggressive investors as its fledgling property market expands, particularly in light of the
You may have experienced success with the buy-to-let market. Now you may be looking for new ways to earn a long-term income and enjoy greater security.
What should you do?
Well, there are many different options, but I'm going to discuss one of the most successful methods.
Investing in commercial property!
Would you like to know why?
Well, there are many different reasons which I'm going to reveal to you.
First of all, commercial property can be found everywhere - your favorite restaurants, your local shopping malls, the office where you work and your local movie theater. This sector forms a very essential part of our country's economy and we all contribute to it in different ways.
Are you interested in another reason?
People are living longer which creates a higher demand for commercial property. For example, the current average life expectancy is 90 years compared to 80 years in the 1980s. The government will probably increase the retirement age from 65 to 70. Consequently, people will be forced to work when they're much older.
Many private investors are drawn to commercial real estate. Thousands of people move to this country seeking work opportunities and the buy-to-let residential market is experiencing lower investment yields. Higher rents charged to commercial tenants and generous tax breaks provide greater incentives to enter the world of commercial real estate.
But wait, there's more...
There is a much higher demand for commercial property from overseas investors. Oil-rich countries in the Middle East and Russia are one of the biggest investors.
In fact, do you know who owns half of all the prime commercial real estate in several areas of London?
I'll give you a clue - it's not UK investors...
It's the group of Middle Eastern and Russian investors!
India and China are also contributing more to the UK commercial market thanks to the lack of government corruption and political interference.
If you want to take advantage of the booming demand for UK and global commercial property, you should hire a reputable commercial property management company. They can help you find suitable properties online, from the Estate Gazette, by private treaty or at auction houses.
You must also calculate factors such as loan-to-value ratio, gearing, return on investment and yields. If you don't have enough money, you can invest in commercial property indirectly.
I must say, all of my closest friends are drug free. Or maybe some have kept it hidden ... sometimes you never know until it's too late.
Drug addiction, and even alcohol addiction / alcoholism, is not only a serious health condition, but also a society problem. If you are into drugs or alcohol you won't be able to function well as a responsible citizen.
Over at Stone Hawk they know how it feels to be addicted, because they once walked that path. This michigan drug rehab follows the drug treatment program, which uses no drugs or medication, They also uses Methadone drug rehab treatment but many of us from you thinks what is “Methadone”; Methadone is a medication that is considered to be a safe and well-tested treatment for narcotic withdrawal and dependence. For over thirty years, Methadone has been used to treat opioid addiction. Methadone permits addicts to change their behavior and to discontinue heroin use.. Instead, they use a combination of proper nutrition and nutritional supplements, exercise, a sauna detox program, and social awareness.
So if you know anybody who needs help (even if they think they don't need it!) don't hesitate. Show them that you care ... and help them choose the right path.
Moving is quite possibly one of the most stressful times in anyone's life. In order for a move to be smooth and successful you'll need to be prepared. Make lists, check them twice, start getting your home in order and preparing the kids and pets for a big change.
In the month before you move, apart from all the packing and panicking, there are a few things that you need to remember to do: newspaper and magazine subscriptions need to be either cancelled or moved to the new address, you'll also need to notify your creditors of your new address (bank, credit card, medical aid etc.). Don't forget to send a letter or an email to all of your friends and family members notifying them of your new address (you never know they may just send you something nice for the new place).
Packing Up
One of the greatest things about moving is that you get to get rid of all of the junk unworn clothes and unused items that are inherent to every home. As you are packing be ruthless; anything that you don't need or want needs to be put aside and can be given to a charity. This way you'll at least start off with a clutter free home on the other side. It's important to remember to pack all boxes to capacity, the undefiled ones are more likely to be crushed in the move and the overfilled ones will inevitable break under the strain.
Packing up one room at a time is a great idea. This way you can ensure that you have everything in that room packed up together and labelled accordingly. Make sure you indicate which way is up with an arrow - you'll be thankful once the movers arrive. It's also a good idea to label the furniture according to which room it is going to be in, in the new home. Once you're in the new house it'll then be really easy to get the right boxes and items of furniture into the relevant rooms.
It's advisable to make sure that everything is cleaned before it goes into boxes or the moving truck - you don't want to have to clean everything once it arrives at the new place. On that note making sure that your new home is spotless the day before you move is highly recommended.
Buy unplugging your major appliances at least 24 hours before you move you will not only decrease the chances of them being damaged but it'll give you time to clean them as well. On that note it's always a good idea to let the appliances stand in your new home for 24 hours before you plug them in - this ensures that they adjust to the new room temperature which also prevents damage.
When it comes to packing the fragile stuff, like glassware, crockery and other breakables don't cram as much in as you can - you'll be sorry when the clink clink sounds start. Rather wrap each and every single item in either newspaper, bubble wrap, towels etc. It may take a lot more time but it is defiantly worth it.
When it comes to packing your valuables like your jewellery, passports and important documentation it's quite a good idea to put them in your personal suitcase rather than one of the boxes - it's always better to be safe than sorry.
Moving It All
When it comes to hiring a moving company the keyword should not be cheap but reputable - you really don't want to put all of your possessions into the hands of someone who isn't exceptional at what they do. Also check out each prospect's insurance policies, if something breaks you are definitely going to want to be able to claim for it. To save money you'll want to do as much of the packing and preparation yourself - the movers will pack up for you but they'll also charge you, so it's up to you. You can also transport quite a bit in your own vehicle. While I don't advise strapping Great Aunt Alice's chest of draws to the roof your car, transporting suitcases and some boxes is a good idea.
Get the movers to pack the furniture in according to the way you'll want to take it out. The furniture for furthest room from the entrance in your new home should be accessible long before the furniture you're wanting to put in your entrance way. Once the truck is loaded hop in your car and let the movers follow you to your new home and stay there with the while they are unloading. If you have moved your pets please make sure they are in a closed room and can not get out as all the commotion is likely to scare them which may cause them to run away. If you have very young children it's also a good idea if you can leave them with a family member or a friend until the chaos has calmed down as all the disorder can upset them - which in turn will inevitably upset you. It's nice to only have the kids arrive once their bedrooms are set up - that ay they immediately feel at home and safe.
What To Do When You Get To Your New HomeBr> Before the movers arrive make sure that each room in the house is labelled correctly that way the movers will be able to put the correct boxes and furniture in the correct rooms. Once they're gone lugging all of that stuff from room to room is not going to be fun.
Concentrate on the main areas first. Once the beds are set up the kitchen and the bathroom are good places to start. But it all takes quite a bit of time (unless you have a small army to assist you). Failing that I can assure you that when it gets round to nightfall on your first day in your new home you are going to be tired, overwhelmed and in need of a long hot shower.
It may be tempting to throw yourself head first into unpacking and making your new home yours but trust me when I say - all you really need to do is get your bedroom sorted out. The rest can wait. A good idea is to pack an easy-to-access first night kit (box) which contains your bedding, essential toiletries (don't forget the towels), PJ's and a change of clothing. It's also advisable to pack in a pair or scissors, a torch, candles and matches (just in case). This kit together with the take outs you're going to get (because trust me - cooking is not going to be an option) is all you really need for your first night.
After a great night's sleep you'll be able to tackle the rest of the house and sooner than you know it your house will become your home.
Good Luck!
TheModernMan.com is a great site in guiding you to success in dating with women. It’s crucial that you know what to do when you are on a date – most of you are unaware that you have missed out certain important points while you are out dating! You can in fact get lots of information on dating on the site itself – from the history of dating to dating tips such as build more confidence with women, how to attract women, how to start a conversation with women and understand what women really wants from men. If you want, you can even get email tips from this dating site. It’s great getting dating tips in your email anytime and any place.
Dating women is really a no brainer. For example, if you are having problems chatting with women, TheModernMan.com has a private audio vault which you can use to practice conversations with women, how to attract her and it’s made to be really fun! If you follow the link, you can now access the audio vault for free! I believe that majority of a relationship is communication. You don’t want to live with a person that you can’t communicate with right? Imagine having to spend your entire life with a person that you can’t really talk to – it’s really crucial that you build up your communication skills through this audio vault. It’s also the secret to happiness as well. Don’t believe me? You can give it a try!
And finally, you get access to a dating web site run by dating coaches. These dating coaches are the expert! Results guaranteed – period.
From my personal review of TheModernMan.com, I personally believe that it’s really a great dating site which has all the information that you need to help you get started in dating a women. They have all sorts of information which comes in different forms such as an eBook, seminars and courses all aimed to help you in your dating. Well after reading the testimonials from people who have really used the site – I think it does really work. It’s a great service – just pay the site a visit, it won’t even costs a thing. Cheers!
The frequently talked about phenomenon of real estate bubble refers to the condition under which the values of residential or commercial or both types of properties rise very fast. This causes the market to be over-priced where the buyers buy the properties at a price much higher than the normal value even though they are afraid of the fact that the bubble may burst and the prices may fall even faster than they soared. It is risky for those buyers who are unable to bear the loss of their investment to purchase properties in such a market.
There is the risk of getting into unwanted financial condition for the people who purchase properties under the situation of real estate bubble, especially if their equity for the property is very less. Equity refers to the share of the property the buyer own against the share of the lender or the bank. If the bubble bursts while the buyer still has a huge amount to pay back, the buyer will have to pay back the debt amount for the property that does not have a higher or even similar value of the debt any more. It goes without saying that this kind of loss is in theory and may happen only if you sell the house in reality.
However, if the buyer possesses a higher equity of the property or has the financial capacity to sustain a loss, the situation is comparatively much better. Under such a circumstance, if the bubble bursts, it's more of an irritation as opposed to a monetary disaster.
If you plan to buy any property located in some area that is experiencing the conditions of real estate bubble, and you have an average earning, get enough information before you actually make the purchase. Weigh the probable odds against the goods and be prepared for the possible financial loss before making any progress with your purchase decision. You need to do some homework before you actually make the purchase. You should track the market fluctuations for that area for few months, follow the trends of sale and pay heed to what the experts opine about the place, even though they may have conflicting opinions. You should then use the entire information that you have gathered to weigh the pros and cons of the purchase.
Following a few common steps may assist you to overcome better the conditions that may arise due to the bursting of real estate bubble. It would prudent of you if you can lessen your debt amount, as that would assist you to tackle the financial problems better in case you are compelled to sell the property during an inappropriate time. It is always wise to invest any unexpected monetary profits for augmenting the value of the house instead of spending it for luxury items or impulsive buying. It is agreed by most of the real estate experts that it is possible for you to recover about 80 to 90 percent of the total investment you made for restyling your bathroom or kitchen while selling the house. However, you are best protected if you buy a house that has a high probability of being resold, your chance of loss is much less even if the real estate prices drop suddenly.
If you had a drug problem would you know where to go for help? Most people are usually too embarrassed to ask for help. I also haven’t met many drug addicts who seem to be down on their luck that have the means to enter inpatient drug treatment. It’s just hard to get on the right track for treatment. Sometimes, just taking the first step is so overwhelming that the problem reaches a deadly point before you can reach out for help. Family and friends are often to scared of the reaction of the person with the problem to even bring it up so they attempt to ignore it hoping it will remedy itself. Rarely does it.
If it were as easy as making a phone call would that help you get help for the ones you love or yourself? 1-800 NO DRUGS is a drug addiction referral service that makes it simple to find a drug treatment program. They have even made the call free. Now there you won’t be able to make any excuses for not calling them. They are waiting for you to reach out to them so they can get you the help you need, the help that fits your problem and your lifestyle.
You can also check out the website 1800nodrugs.com for more information on the toll free number and the services they provide. There are also some links of interest that pertain to addiction and treatment as well as assessment for you to take if you have any questions about just how bad your problem is.
This is a non profit and you can even make a toll free call to them to inquire about the treatment services they offer. Best of all, you can get treatment with your limited resources, possibly even for free. If you are not sure which way to turn, but you know that you have to change something by getting into a long term addiction treatment program then call this referral service right now. It is never too late, or too impossible to get the help that you need.
Unless you were hiding inside caves or living in the so-called dream-world, you must have heard about the slowdown in real estate markets worldwide. And just as with any other hyped-up bull market, a lot of people who had bet that prices would rise forever are getting surprises. Nevertheless, buying real estate is an investment and buying during the dips - while prices are falling - can lead to gains over time. Find some hot listings.
But remember, investing in real estate is quite unlike buying stocks. The racks at book shops, TV Shows, Corporate Handouts, and Internet Web Portals or Blogs may be overflowing with books and ideas insisting that many are making their fortunes in real estate, but the truth is, compared with stocks, real estate is a complex, multi-dimensional investment. So, if you have to buy a new home to live-in and can afford it, just buy - whether the market is up or down. Property ownership is the best overall investment, and when you look at the complete picture, it is true - there are many tax and financial advantages to owning a home, and most properties do tend to appreciate over the longer term.
But the idea of real estate investment returns should consider major property buying drivers like cost, location, condition, rental value and choice. The bottom-line is, investment property is a piece of real estate that generates income - more income than it costs to own and maintain. Whether it is a beach condo or office space, the biggest consideration is income from it must exceed the cost. The cost includes everything: loan payments, taxes, upkeep, utilities, etc.
The buying decision is not fully dependent on whether the real estate market is up or down. If you want to make a stock market type investment in real estate, consider investing in real estate mutual funds or trusts. There are many realty funds now available to Indian Investors, and as they always advise, do read the offer documents before investing!
There are hundreds of realtors in my phone book and fax file. Some I do business with once and never again. Others close two or three sales a year, so they don’t bring me much business either. Then there are the others whose names I never have a problem remembering, whose numbers are regonizable to me when they appear on my caller ID. They’re my steadies - my regulars. They call every few weeks at least, sometimes several times a month, needing my inspection service because they have a sale that is approaching closing. There are two things I’ve noticed that differentiate them from their less successful competitors.
1. They understand that real estate marketing starts with marketing themselves. They work hard at getting their names out there and at recruiting new clients. They advertise and do cold calls. When they sign a contract with a seller, they don’t pat themselves on the back and go home to relax. They knock on every door in the neighborhood, introducing themselves and offering their services. When the buyer signs, they do it all over again. They understand that getting their name in front of potential clients is the most important thing they can do to keep their business growing.
2. They never stop learning. If they aren’t with clients, they’re in a seminar or continuing education class. When they’re finally at home each evening, they’re online studying a real estate marketing blog or looking for new classes to take. They’ve made it their business to understand housing trends and market fluctuations because they know their careers depend on it.
One thing which is very much special I find in it that they using modern art of technology which are boost up by Proquest Technologies they provide various kind of important feature for Real Estate Agents like 100% ANI call capture, Automatic fax back within 20 seconds, Call Transfer.. & many more.
These are my personal observations as an “inside outsider,” not in the real estate industry, but working exclusively within it anyway. I think that every successful realtor I know will agree with me. And the ones who read my blog will be grateful that I’ve provided them with some new learning resources through this sponsored post. It’s the least I could do for the folks who keep the market thriving and make my business profitable.
