Thursday, January 24, 2008

Online Billiard

Today I got a greet website billiardmagic.com for those who are interested in billiards. If you are looking for online pool this site is also for you because this amazing site provides billiards software for its player, with the help of this software you can play billiards around the world with their players, you can also participate in billiard tournaments for more fun so check this site for this software.

How to Do a Title Search on Tax Lien and Tax Deed Properties

When you do a title search basically what you are looking for is Marketable Title. Marketable title is really the absence of liens and clouds, the absence of IRS liens, and the absence of missing links in the chain of title.

Missing links in the chain of title could be for example when the original a person owned a property for 40 years and then passed away and his kids started paying the taxes and eventually they want to sell the property. Well if there was no probate or no will or anything like that, then there is no indication of who should receive this property. It might be that the deceased’s will was to give it to his church. It might be that he mentioned to somebody, “You know what, when I die you’ll get this property,” and this person might even have a witness. Nobody can prove anything and the only solution here is to have the heirs go through a probate procedure to clear the title. For that you or they will most likely need to hire an attorney and it will take a few months.

If you invest in such a property through a Tax Lien Sale, or buy the actual property at a Tax Deed Sale you don’t have to worry about that, on the contrary, if you find information prior to the auction that shows such an issue existing it is a Sign indicating to you that is property is more likely to go all the way to tax Lien foreclosure or all the way to the Tax Deed sale. If your investment strategy is to get the actual property, then that is a property you WANT to focus on.

Now just as a side note. Even if you buy Tax Delinquent Properties directly from the long time owners, some of my best deals came from situations like that. I bought a property in Florida where I paid for the Probate procedures having a written, legally binding commitment from the heirs to sell that property to me for around $350.00 after the probate was through. The probate cost me $2500.00 for a total cost of purchase of $2,850.00. Days later I sold the property for just under $30,000.00 CASH.

Probate issues do come up in the Tax Delinquent Property arena, but it’s usually quite easy to fix them. Most sellers were smart enough to buy a piece of land or a property or a house and take title as what is called joint tenants with right of survivorship. It means very simply that if there are two people on the deed and one of them passes away, the other one automatically owns 100% of the property. All that is needed to get the deceased party off title is to record a death certificate. But if a death certificate is not recorded, then the county does not know that that person has passed away, so therefore if the widow now wants to sell this piece of property, then there’s a cloud on title. If you buy it from her, you’re not going to have a clear title to sell until her spouse’s death certificate is recorded.

Monday, January 21, 2008

EZUnsecured.com - Start-Up Financing

Start-up financing is good solution for those are seeking for funds or loans to start the small business. So if you want Start-Up financing for your new business I thinks ezunsecured.com is for you, this company provides various types loans & funds in the shape if Start-Up financing packages. If you want to apply for Start-Up financing fill the online form on their website after that you got the approval mail in 1-2 days their approval process is very much fast.

What is the right time to invest in real estate?

Unless you were hiding inside caves or living in the so-called dream-world, you must have heard about the slowdown in real estate markets worldwide. And just as with any other hyped-up bull market, a lot of people who had bet that prices would rise forever are getting surprises. Nevertheless, buying real estate is an investment and buying during the dips - while prices are falling - can lead to gains over time. Find some hot listings.

But remember, investing in real estate is quite unlike buying stocks. The racks at book shops, TV Shows, Corporate Handouts, and Internet Web Portals or Blogs may be overflowing with books and ideas insisting that many are making their fortunes in real estate, but the truth is, compared with stocks, real estate is a complex, multi-dimensional investment. So, if you have to buy a new home to live-in and can afford it, just buy - whether the market is up or down. Property ownership is the best overall investment, and when you look at the complete picture, it is true - there are many tax and financial advantages to owning a home, and most properties do tend to appreciate over the longer term.

But the idea of real estate investment returns should consider major property buying drivers like cost, location, condition, rental value and choice. The bottom-line is, investment property is a piece of real estate that generates income - more income than it costs to own and maintain. Whether it is a beach condo or office space, the biggest consideration is income from it must exceed the cost. The cost includes everything: loan payments, taxes, upkeep, utilities, etc.

The buying decision is not fully dependent on whether the real estate market is up or down. If you want to make a stock market type investment in real estate, consider investing in real estate mutual funds or trusts. There are many realty funds now available to Indian Investors, and as they always advise, do read the offer documents before investing!

Sunday, January 6, 2008

Online Casino

If you are looking for an online casino so check 32 vegas.com where you can find vegas casino in this amazing casino you want able to play 130 different types of casino games. This site also provides old fashioned casino game like - roulette, blackjack for providing all types of tastes to the peoples. So check this site now for making money through these games.

Is Being A Real Estate Investor in Your Future?

There's no doubt about it--real estate investing is the proven path to long-term wealth and building a secure future for yourself and family. So, should you invest in real estate? Well, I'm a plain-spoken guy, so here's the answer: "Yes" with several big IFs attached. If you're passionate about it, then real estate investing is a great career for you. No doubt about it--great passion launches great careers! Excitement, enthusiasm, a burning desire to learn--these are all factors that create enjoyable careers and the wealth that comes with them. Those are the emotions that light the fire for a successful real estate investment career. But, that "blaze" must be kept burning by a long-term commitment and a willingness to overcome every obstacle in your way. In most cases, real estate investment is not a shortcut to wealth, despite what many of the so-called "gurus" say. It takes patience and perseverance to build that road to success, but once you have it built, it's a super highway with income flowing freely into your bank account. If you're willing to sacrifice, then real estate investing is a great career for you. This advice is aimed at those of you who are new to real estate investment. No matter what the "No money down!" charlatans tell you, money is required to become a success in real estate. If you can't pay, you won't play! So, if you don't have much cash to invest at the beginning, you're going to have to accumulate it. And, unless you have a rich aunt or uncle to back your efforts, that means sacrifice on your part. In other words, you should be forgoing movies, the latest video game, the latest clothing fashions, etc. and putting the money you would spend on those items into a "seed" account to fund and grow your real estate investments. If you're not willing to sacrifice, then it's likely you'd be more comfortable in a salaried job.

If you like to deal with people, then real estate investing is a great career for you. As an investor, you should be able to "crunch the numbers" with the best of them, of course, but real estate investment is really about "people skills." After all, you'll be dealing with lenders, real estate agents, tenants, mortgage brokers, and others. The real estate "game" is all about negotiating expertly with others. In fact, the best investors love being a player in the negotiation game. It's part of the excitement and thrill of a wonderful profession. But with every thrill comes a "downside";e.g., cranky tenants, unexpected vacancies, plumbing leaks, etc. So, you have to be tough enough to handle physical property problems and human feelings. So, if you have that combination of tact and toughness--or are willing to develop it--then real estate investing is definitely a career for you.

So, my advice is to take a long, hard honest look at yourself and the questions I just posed. If, after due consideration, you answer "Yes!" to all three questions, then--congratulations!--you have a wonderful real estate investment future ahead of you!

Friday, January 4, 2008

Custom Writing Company

Now these days students enjoys holidays and also worried about there vacation paper work so those students who want to take help in their paper work check custom-writing.org where you can take help in you such type of assignment like essays, research papers, dissertation etc. This site having professional writers and editors so you don’t worried about the writing and content quality of your assignment.

Making Money With Real Estate With Nothing Down And Nothing A Month

At one time I owned 166 single family houses that I had bought with a minimum down payment by taking title subject to the existing financing. From the first house I bought, I used only seller financing and avoided negative cash flow problems primarily because I couldn't afford to take anything out of my meager earnings to support it. That means that I had to find ways to buy highly leveraged houses that could support themselves with a little left over for me.

My all time favorite way to buy houses in contrast to lease/Optioning houses, is to "cold canvass" neighborhoods that I want to own long term rental houses in to find a homeowner with a big equity who has to relocate out of town either because of financial distress or personal reasons. When I found such owners, in contrast to others who might have approached them with low offers, I offered to pay full appraised retail value for the seller's large equity and to take over relatively low payments so long as they were far below prevailing rents for the upscale house.

The catch was that I agreed to pay the sellers just enough money down to enable them to pay the moving company, and nothing more - neither interest nor principal -- until I sold the house at a price that would net me at least 10% profit over all my expenses.

Included in my expenses would be vacancies, repairs, taxes, insurance, mortgage payments, marketing, commissions, and settlement costs in addition to the fair market value of my management effort based upon 10% of collected rents. I usually specified that the seller would be paid no later than 5 years hence regardless whether or not I had been able to sell the house.

One day I noticed that I had a lot of balloon Notes coming due in five years, so I changed the maximum holding period to 6 years, then to 7 years. When I tried for 8, I got a lot of resistance, so stopped at 7 years.

The magic in this formula is that I was able to buy much better houses to hold for long term appreciation with very high leverage and positive cash flow that I could use to offset negative cash flow from other houses.

When I hear people mewing about not being able to buy good houses that will cash flow today, I get a little vexed that they haven't taken the time to invest in themselves by learning how structure a creative seller financing transaction that can solve problems for both seller and buyer; particularly cash flow problems.

What do you do when a seller is willing to meet your price, but wants some cash to solve his problems? Let me tell you about one such person. He was a baggage handler at the airport who wanted to sell his a house that I had sold him a few years back. (It always pays to maintain contact with old customers to whom you've sold or financed houses so they'll call you when they want to sell, or buy another one.)

He wanted $10,000 cash for his house and wanted me to take title subject to the first mortgage loan. The house had appreciated a lot since he had bought it and he didn't really want to move, but he needed $10,000 to pay some pressing family bills. The problem for me was to find the money to solve his problem. A natural inclination would be to go to the bank and borrow what I needed, but I've never done that. I pride myself on the fact that I've only signed personally on one loan; my VA loan which I paid off within a year by selling the house. All the hundreds of houses I've bought over the decades have been bought by taking title subject to existing loans and with seller financing.

Take a little test for me: Before going any further; how would you raise $10,000 without going to the bank or signing personally on a loan?

In the case at hand, the solution was fairly simple. I called one of my team of professionals, a 'can-do" mortgage broker who has both private and institutional sources of financing. He arranged a 5.5% home equity loan on the house that the owner signed. I then took title to the house subject to both the first and second liens. The owner then leased the house from me on a net basis for the amount of the first lien payments.

The payments on the home equity loan created negative cash flow each month, but I had a motivated occupant who swiftly forgot that he was a tenant and continued to upgrade the property; and I bought the $10,000 property equity above both loans with nothing down and only a little over $110 per month payments. As far as the seller was concerned, the $10,000 was at no cost, since they never had to make payments on it.

Why would he sell me the house with this financing rather than to sell it on the open market to raise cash. Because he really didn't want to move into an apartment or another house with higher payments; and have to put his kids into different schools. Being able to stay in the house was what he really wanted, and my purchase allowed him to do that.

Thursday, January 3, 2008

Play Backgammon

Gammon-palace.com is a great website for you if you a real backgammon player and wants to play backgammon online with latest info relating to the events and tournaments. On this website you can find precious info about online backgammon game like how to play better, tips, game improving tricks etc. one thing more this site is in 6 languages so language is not a barrier now while playing backgammon online.

Investment Buying in Warm Climates

Although there has been a nationwide pull back in realty sales, some areas have avoided the price plunges. Why is this? Media hype is telling us that the financial market is affecting house prices, and yet some areas are still smiling. Often it is the areas with the pleasant winter climates, the type of area that the 'snowbirds' often travel to. For instance, one of these sunny areas has reported increases in realty sales of up to 20% in the last two years.

Everyone wants to invest their real estate dollars into a safe price market, but these shifts can be unnerving - unless they can be understood.

In this case, the fact that some areas have not plummeted can be puzzling, until you put the baby boomers into the equation. It is logical that they will be affecting the situation. They account for a very large part of any population. One theory is that they will be the last generation to have an adequate pension, and they can therefore afford to move cities to pursue their retirement dream.

When retirement time arrives, it often means that a move will be anticipated. Sometimes it will simply be downscaling in size and staying in the same area to keep friends and loved ones close by. In other circumstances, it may require a complete change of scenery to pursue a dream or to join loved ones. Either way, it probably involves buying and selling a home.

Prime retirement areas are still experiencing above average sales. And that is the clincher. Many of the areas that are still experiencing a robust realty market are markets that appeal to the retirement age groups. The baby boomers are only just beginning to retire, and most of them still only thinking about it. This is because the oldest boomers are still only 61, with most working until age 65. The (birth) boom started in 1946, when life returned to normal after the war!

Many baby boomers are buying their retirement home in advance of their retirement, to finance it before they give up the salary and the pension kicks in. If you are a baby boomer it is good sense to get in now before the real rush happens in 2011 (when the first wave of baby boomers reach 65)

This means it is still a good time to buy a home and expect a profit in many of these choice areas. Baby boomers are flocking to the warmer climes of USA and even further south. Many of the southern coastal areas of USA still have bargains to be snapped up, but there will not be so many as 2011 approaches. For anyone looking to invest in real estate, these southern coastal areas are beckoning. A home bought now, and re-sold when the baby boomers start flying south, will probably reap big profits!

Costa Rica Real Estate

we see from a very long time that people like beaches and their beauty because they did not find the same thing in another place relating to that I see an article today on the net that costa rica is the world emerging property market. So I search the various website relating to that which provides info about real estate in costa rica and luckily I find a great website called purecosta.com at there you can find precious info about the real estate future in costa rica, if you are convince with this site you are to invest in Costa Rica. You can check their website because they are extremely easy to use and anyone who have little knowledge of computers can easily navigate their site. I like one feature on their site you can seach according to your budget if you like costa rica and also take help site financing feature.

The Ultimate No Money Down Real Estate Investing Secret Revealed!

You've seen the infomercials. You've heard to amazing no money down real estate hype. Every course claims to have something that no one else has. You've seen systems advertised for hundreds of dollars, and seminars that costs thousands of dollars to attend. You always wanted to know how this "no money down" investing technique worked, but you never had big money to find out.

Now I am going to reveal the secret that virtually every real estate investing course, book, & seminar teaches as the "no money down" technique. I don't mean to belittle these other courses, in fact I've bought most of them myself. I absolutely LOVE this technique. It's my favorite investing technique and I've used it to create profit on deals that seemed hopeless.

The best part about this technique is that it's easy to implement and there is profit potential oozing out of every step of the deal. In a moment you'll learn a strategy that you can use to get:

  1. Positive monthly cash flow on virtually any property (even run down properties that you don't want to fix up).
  2. Up front spendable cash in your pocket that's yours to keep forever once you implement the technique. You'll have an opportunity to make even more money from the deal later, but no matter what happens, this up front money is your to keep forever.
  3. Higher than current appraised market value on your property. If your property is worth only $100,000, you'll be able to literally name your price and get $110,000 to $120,000 and possibly more for your property when you implement this technique. This allows you to lock in future appreciation (i.e. the amount of money the property will go up in value over time) on the property.
  4. Avoid hassles associated with property management. You won't be fixing toilets, doing construction or cutting any grass. You'll learn how to have the buyer for your property do all of this for you.
This technique sounds amazing, and it truly is! This one technique is responsible for why you find 90% of those super sexy real estate investing courses so jaw-droppingly appealing. The truth is that this *secret* deserves all of the intrigue, secrecy and hush-hushness that's been surrounding it because it's soooooo amazingly profitable.

If you haven't been using this secret in your Real Estate Investing endeavors, you really must start implementing it right now. I'm telling you about this secret for free in this article right now because I want to ensure your success. I care about you and want you to see what I've seen that can produce turbo-charged super effective investing results on steroids. Once you understand this secret and how to implement it, you'll have an unprecedented opportunity to turn almost any real estate investment into a profitable golden egg!

I'm so glad that the secret is finally revealed, and look forward to hearing your success stories with the "Ultimate No-Money Down Real Estate Investing Secret." Use this secret wisely and share it with your cherished friends and beloved family members or anyone else you want to pay it forward to and do them a solid by changing their life forever for the better!

Tuesday, January 1, 2008

SEO Specialist

Now these days I see there is very much tough competition increases in online business for especially for those who having their shopping website! Many businessman are worried about their traffic because some of the site don’t having quality traffic because they are don’t have good visibility on the search engines.. relating to that today I got an great website called traficare.com which basically a seo company this search engine optimization company seo experts helps the site to provide quality traffic to the site, their seo specialist check the site and analyze that they are search engine friendly or not if they not they make necessary changes in it and after that submit on various popular search engines after this your site may index on the search engine and you get more visibility and getting targeted quality visitors to the site.

Real Estate Branding Spree - On Top of Mind!

With their one-shot and short-term profit gathering approach, most real estate players in India have a negative trust in market. To regain image, now their branding efforts is moving beyond traditional media planning. They have corporate campaigns apart from project specific one's and are increasingly and aggressively using the electronic mediums.

Firms that remain locked in the tunnel vision of traditional branding practices will fail to see the crisis, fail to understand it, fail to act on it, and ultimately find their brands suffering. Firms that expand their view to include social-paradigm based practices will see the crisis developing, be able to interpret it, experiment with approaches to addressing it, and seize competitive advantage and profits from its resolution.

For example, DLF has sponsored events like DLF Cup, Tri Series and the UAE Cup, Nasscom CEO Meet, and so on. They are spending time with consumers to see how satisfied they are with their decision. EmaarMGF is stepping up its brand building initiatives. Their most recent association was with international cricket tournaments, to get attract Indian eyballs for their future projects here!

Many are also sponsoring industry-specific events across sectors like retail, financial services and so on. Everyone in the real estate industry are making concrete efforts to craft their brand image. Purvankara, Eros, Vipul, Omaxe, etc. are making efforts to propel their image in the market.

Apart from the basic expectations, the increasing number of players in the space and the fact that players are now evolving as national region players, brand building is nothing but the need of the hour so as to cut across the competition. As many companies are listed on the stock market, it's now a dispensable to follow so as to maintain a continuous touch with their investors. Increasing stock listing rush is also fueling those who are unlisted.

The Internet has always been and always will be a direct response vehicle, but so it is with branding. How did you first become aware of Google.com? Was it by watching Harbhajan Singh bowling something related to this name in a cricket match or perhaps did a friend tell you about this great search site? Were you looking for tall women or did you notice a banner for a company with the seemingly unrelated name in search business? Branding has been a part of the Internet since commercialization began. Extending this, Real Estate Times relates to it's segment.

Almost all the realty companies have doubled their branding expenditures. The investments towards the purpose are backed by the growth in the sector and ultimately the sterling performance of all the companies and are heavily enjoying the sail in black. Almost all the companies witnessed a quantum jump in profits (by more than 50%).

Fact remains that with the Indian consumers becoming more demanding and increasing participation of global investors, it has become necessary to brand almost every thing and real estate is no exception. As we move ahead, it's quite clear that marketers are looking to consolidate brands and invest their resources behind those that can perform on a global basis. Once the strategic decision has been made about which brands will be elevated to this status, considerable effort will be required to determine the degree of consistency that is appropriate and the means of achieving that consistency will then be used more efficiently achieving broad-based brand recognition and conveying a cohesive message worldwide.